The future isn’t coming. It’s already here.The Fintech Leaders 2025 Report is out now!
In a world where AI is rewriting risk models, cybersecurity threats evolve by the minute, and digital currencies are edging closer to the mainstream — one question matters: Are you keeping up?
The Fintech Leaders 2025 Report reveals how financial institutions across the globe are investing, innovating, and adapting to a future that is already reshaping operations, regulation, and customer expectations.
Built on insights from senior leaders, risk professionals, and technology experts, this report cuts through the noise to show you what’s real, what’s hype, and what’s next.

What’s next for fintech? The industry has spoken
Enter your details below to download your free copy
Fintech Leaders is not another speculative trend piece — it is a strategic intelligence report grounded in the insights of hundreds of senior professionals across financial services. In a time of rapid change, increasing regulatory demands, and accelerating innovation, industry leaders are looking for more than forecasts. They need clarity, context, and confidence.
With guidance from over 30 independent Advisory Board members who are experts in their fields, Fintech Leaders provides a benchmark for where the industry stands today – and where it’s heading next.
Whether you’re setting your 2025 strategy, planning tech investments, or rethinking your transformation agenda, Fintech Leaders delivers the insight needed to lead with confidence. In an era where uncertainty is high but standing still is not an option, Fintech Leaders is here to offer a strategic advantage that every financial leader should have at their fingertips.
Download the Fintech Leaders 2025 Report to discover the technologies reshaping finance. Position your organization at the forefront of innovation.
![PAGES[100]](https://d2nh12qs8zpj2s.cloudfront.net/wp-content/uploads/2025/04/09130233/PAGES100.png)
About Fintech Leaders 2025
7th annual publication of the largest impartial investigation into the financial technology and innovation industry.
2,137 responses from knowledgeable practitioners representing every corner of financial services.
11 original data sets covering the most topical outcomes and need-to-know observations from our research.
Guided by an expert Advisory Board consisting of 30+ established practitioners who are recognized as experts within their field.
FINTECH LEADERS ADVISORY BOARD
Supported by prominent industry figures leading their institution
[Fintech Leaders] is a publication that really [is] able to gage and understand the way the industry is evolving and trends that are emerging. Authored by the industry, and representing [their voice], it is a true and accurate representation of trends that are out there.
[The Fintech Leaders report enables us to] move high quality data and insights into more inclusive and better designed services. It also helps us prepare for what is ahead, in the context of building resilience of our own infrastructure, and the domains we choose to invest in.
[Fintech Leaders] allows us to go deeper and get specific insights from individuals about things that are happening under the surface… [Reports like Fintech Leaders] inform our strategy; are we moving in sync… and what things are we missing?
Reports such as [Fintech Leaders] enable the industry to have a detailed view of the current risk landscape across financial services, including emerging trends… enabling constructive discussions within organizations and externally.
Fintech Leaders [will] provide direct insights into what’s happening in the industry, and large lenders, retail, and commercials will be able to see untapped profitable segments… Portfolio acquisitions, footprint expansion and potential new models, data acquisitions, or analytics pipelines can be guided by or directly around the information provided from [the report].
The Fintech Leaders report is a one-stop shop report within the industry that provides the most comprehensive insight into the penetration and direction of financial technology.
[Fintech Leaders] will help us to get an understanding of the needs of our future clients and their expectations for the future. It will also show how our peers collaborate with fintech solutions and what their experiences have been.
Our firm uses [Fintech Leaders] to inform our enterprise risk and control strategy and broaden our near-term and long-term management and investment views.
I see [Fintech Leaders] to have both strategic and operational value. The research assists management to decide the best areas to get the greatest return on their investments… As a fintech consultant, it will help me provide stronger guidance to my clients… I find sharing the information with them to be a great planning opportunity.
[Fintech Leaders] empowers readers to draw conclusions and make commercially sensible decisions in a highly competitive marketplace.
[Fintech Leaders is] a source of valuable information on the competitive landscape, enabling stakeholders to make informed decisions. It will help my team identify potential areas for improvement, as well as potential opportunities for collaboration and innovation. This will help us ensure that we are ahead of the curve and staying competitive.
CeFPro draws its insights from a diverse group of individuals, which includes not only the largest global banks but smaller regional banks as well. [Fintech Leaders] insightful analysis encourages retrospect against current industry trends and intellectual conversation to encourage free-thinking for the next big thing.
Explore what's inside
DISCOVER WHAT’S NEXT
Fintech Leaders goes beyond today’s noise to uncover what’s coming next. For six years, it has consistently anticipated major shifts in the industry – from the emergence of AI as a transformative force to the continued dominance of cybersecurity. This year’s edition continues that legacy, offering a data-backed look into the technologies set to shape the next phase of financial services.
SEE HOW YOU STACK UP
Gain visibility into how your institution compares to peers and competitors. Are others investing in areas your team has yet to prioritize? Use the report’s benchmarking data to assess your position, identify missed opportunities, and sharpen your innovation strategy.
MAKE SENSE OF INDUSTRY MOMENTUM
With competing headlines and fast-moving trends, separating hype from reality is a challenge. This report filters the noise, revealing where real investment is happening – and why. Whether it’s AI governance, automation, or emerging regulatory tech, understand what’s gaining traction and where the industry is heading.

![65%[99]](https://d2nh12qs8zpj2s.cloudfront.net/wp-content/uploads/2025/04/04153455/6599.png)

CEFPRO® CONNECT
View CeFPro's full collection of market research reports
To access the full collection, log in to your free CeFPro® Connect account.
You may also be interested in

Non-Financial Risk (NFR) Leaders
NFR Leaders is based on responses from professionals and provides a ranking of the top 10 non-financial and operational risks, key investment priorities, and a deep dive into some of the most influential themes.

Third Party Risk Management (TPRM)
As the industry moves towards an increased reliance on outsourced services due to the economic environment, understanding risks across supply chains remains relatively immature.

CeFPro® events
Bringing together like-minded professionals across North America and Europe to learn valuable insights covering critical risk areas while making valuable industry connections.